The Ultimate Guide: Get Insurance to Cover Your Wig

Will My Insurance Cover A Wig? 

The short answer is yes! You just have to know what to say, how to say it, and put in a little elbow grease. Keep reading and we'll share all the goods.

Get on the same page as the insurance company: Wig vs. Cranial Prosthesis

In order for a wig to be covered, it needs to be considered a medical need. Wigs are often viewed as costume attire, but let's be real, you need hair for your day-to-day operations. Otherwise, your insurance company will say no can do.

So to get this party started, you will now be referring to your wig as what it is in the medical world-- a cranial prosthesis. 

Keep Your Documents Organized

Don't let a little paperwork hold you back from wig wearing success. Keep a folder on hand for easy organization.

Some things that will be in your folder:

• Your insurance contract (for reference)
• A cover letter with emotional appeal. Why does this matter to you?
• Photos of you with and without hair
• A copy of your diagnosis
• A prescription from your physician for your “cranial prosthesis” that also notes your specific condition as closely as possible
• Proof of purchase if you have already purchased your wig
• The store’s Vendor or Store Tax ID
  Insurance Procedure Code (Commonly S8095 or Healthcare Common Procedure Code A9282)

In addition, make notes anytime you speak with someone from the insurance company. If you send mail, make sure it's certified. Paper trails pave the path to beautiful hair.

First Things First: Get a Copy of Your Insurance Contract

The contract is not to be confused with a summation of benefits. The contract covers the nitty gritty details. This information can be easily accessed by logging into your account or contacting your provider directly.

Look through your contract until you find the section in regards to “Prosthetic Coverage”, this is where you will find out whether they cover cranial prosthetics. 

If they haven't specifically addressed this topic in this section, continue reading until you locate another section called "Exclusions". 

If a cranial prosthesis is not specifically mentioned as being excluded in the contract, then consider this an open window and climb on in. 

Make Your Case

Write a cover letter to submit with your documents. Appeal to the human behind the keyboard. Why is this important to you? What did you look like with hair and without hair? Include photos. Drive home the message about how much value this would bring to your life and well-being.

Not only does hair make you look and feel yourself, it helps you to blend in without having to explain your condition to outsiders. It can be a constant reminder. 

So, whatever your reason for needing or wanting a wig, use the proper terminology that speaks to the insurance providers as the humans that they are. 

Submit Your Claim, Wait, Follow Up

Before submitting your claim, it's a good idea to call your insurance company and make sure you have all of the required documents. 

Once you have everything you need, put it together and submit your claim. Send it via certified mail to ensure it's arrival.

As with most insurance claims, it can take some time to be processed. However, feel free to call and follow up as much as you like. It can never hurt!

What if My Claim For A Wig is Denied?

No worries. It isn't an indefinite no. You still have options.

File An Appeal:

Address the letter to a specific manager in the Claims Department. You can obtain this information by calling the insurance company.

Write a letter asking for a review by the Medical Review Board. 

Go into detail about the difference between a cranial prosthesis and a “fashion wig”. Also, feel free to include emotional details about your experience and why you feel that this is medically necessary.

Provide a copy of your original claims.

Include a letter from your employer, doctor, or friend that supports your need.

Questions? We're Happy To Help!

At Lynne's Wig Boutique, it's our goal to hold your hand through the wig buying process. It can be emotional and overwhelming. Let us help you pick out the perfect wig today. Stop into our American Fork location or visit our online store for a premier wig-shopping experience.

How to keep your wig from slipping...

Does your wig slip around? Are you constantly adjusting your hair back into place? Read this post for some simple solutions on keeping your wig in place.

Since I have long hair I prefer to start off with putting my hair into a fishnet cap. These caps can be a little confusing because they are open on both ends. This is so you can wrap your hair and pin it in place.

First I place the fishnet cap around my neck like a necklace!

Then I pull it up and place the cap just around my hair line. I do not want the edge of the cap to show under my wig, so I push it just far enough back until it won't be seen. Then I wrap my hair into a tight bun and bobby pin it in place.

 

 Solution 1: Foam band with clips

To give the wig something to grip to, I wrap a foam band around my hairline and clip in place with a little prong clip.

 

If I really want to secure the wig, I will use 3 prong clips. This gives the wig 3 spots to hook to and keep from slipping.

Foam bands are $1.00

Package of Prong Clips $3.00

Total cost $4.00

For only $4.00 you might as well give it a try!

 

 Solution 2: Sure Grip Band

This simple little band is lightweight and ultra comfortable. The band has Velcro ends which makes it easy to put on. Place around hairline and Velcro ends together. Simple!

You can wear the Velcro in the front of back depending on what is the most comfortable to you.

Benefits of the Sure Grip Band:

*Secures the wig in place

*Cushions and comforts

*Prevents pressure headaches

*Temperature regulating

*Hypo-allergenic

The is the deluxe way to secure your wig!

Cost of the sure grip $35.00

 

This is only 2 of our most popular ways to help keep your wig in place. We also sell, toupee clips, clear double stick tape, glues, bobby pins, nylon caps, and more!

Don't give up on your wig, stop by and let us see what we can do to help you!

Marilyn Monroe Makeover

Marilyn Monroe

Marilyn Monroe was dropped off to us in bad shape, she looked like she had been in a train wreck. She had no eyelashes, had some hair pulled out, and cracking makeup. She was due for a pristine party in Park City and knew she needed a makeover- FAST!

Her hair was a tangled mess

Had some bald spots in the top with a smashed hair-do

She can't be seen with this bad hair day

The bottom half of her hair was missing

She had lost her eyelashes

What a terrible crack in her chin

 

 

Marilyn was in luck! She found Lynne's Wig Boutique!!

We spent quite some time fixing her up

Gave her some extensions and covered up those bald spots

 

After a full day of work....

Voila~ Marilyn was a beauty again!

 

Her hair was gorgeous and full!

Here eyelashes were thick and luscious!

Oh Marilyn, What a day!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



Service~ Recurling

Do you have a wig, hairpiece, or synthetic item that needs to be re-curled and refreshed? Bring in it to our store and let us see what we can do! Here is an example of a hairpiece we re-curled and beautified!

Before

 The curls were tangled and nappy from rubbing on the back of the neck.

Before

The curls on the top were matted, the hair was dull and dirty.

After

The piece was shiny and looked like new again!

All the curls were back in place.

Side view

Bring in your piece and let us see what we can do!

HAIRUWEAR Workshop in San Francisco

Lynne and Lindsey just got back from a wig workshop learning new tricks, techniques, and styling ideas on wigs and hairpieces. We learned new ways to customize the wig to fit your head, specialized cutting tips and revitalizing techniques. Here are some of our favorite pics from the workshop!

Lynne getting long blonde extensions!

What do you think of Lynne as a long blonde?

Adding in a a pop of blonde for a highlighted look.

What do you think of the blonde highlights?

Learning cute new tricks for updo's.

Bring in your wig and let us fix it in a fancy updo for your next dinner, wedding, date night, etc!

Or buy a new wig and let us put it in an updo for you!

Lindsey getting picked for bang demonstration!

Is that her hair cut into bangs?

Nope it's clip in bangs! Perfect for the person who wants bangs sometimes, but not all the time. Different options available to suit your needs and face shape.

We have human hair and synthetic in stock!

Tada!

Learning new thinning techniques.

Do you have a wig you never wear because it has too much hair?

Make an appointment or drop it off and we can think it out for you!

Learning new cutting techniques!

Bye San Francisco!

We had a great time learning new techniques to better suit our customers needs. If you have a wig that is not right for you bring it in and let us see what we can do, or come in and find something new that you will love!

Service~ Deep Condition and Trim

We get many requests for reconditioning and revitalizing long hair wigs. The most asked question is "how much better will it look?" That is such a tough questions because it really depends on the fiber, but it generally looks much better, refreshed, and soft. Here is an example of a long hair style that needed some help!

When it was brought in, the hair was tangled, the ends were starting to split, and it was fuzzy in some places (especially the bottom part by the neck).

Back view

Top view, the hair is tangled and unruly, not much style left.

After washing, deep conditioning, and trimming. This particular prefers a straighter style, so it has been trimmed and straightened.

The hair is shiny, the ends smooth, and the fiber was very soft.

Feathering added around the front, the hair looks natural and new again.

This is only one example of a deep conditioning and revitalizing treatment. Each wig is different and fibers react to the treatment different. Many people feel like the wig feels new again. Bring in your wig long or short, curly or straight, and let us try to revitalize it for you!

Service~ Cutting and Styling

A lady brought this cute Bob into us, but she felt it was draggy, droopy, and needed some spunk. She left it for us to work on with the instruction "trim into a style that I will get a lot of complements on!"

This is the original bob

While it is a very cute style it was not working for her.

It's a longer bob between chin and shoulder length, in a beautiful deep red color.

Front View

Back View

This is the result, a more spunky, sophisticated look with added volume and pow!

Shorter (about chin length), many layers added, a bit more curl to give it volume and body, and a slight bang trim to give it an updated look.

Back view, shorter layers creating a voluminous crown and tapered neck.

Side view,  fringing around the face.

Can this be done to any wig? No if the fiber is worn out or old there is only so much that can be done to rejuvenate and revitalize the style, but many styles can be updated and trimmed in to fit your features.

You can make an appointment to have the wig trimmed on, or drop it off and pick it up when it's done, whichever fits your schedule!