Will My Insurance Cover A Wig?
The short answer is yes! You just have to know what to say, how to say it, and put in a little elbow grease. Keep reading and we'll share all the goods.
Get on the same page as the insurance company: Wig vs. Cranial Prosthesis
Keep Your Documents OrganizedDon't let a little paperwork hold you back from wig wearing success. Keep a folder on hand for easy organization.
Some things that will be in your folder:
- Your insurance contract (for reference)
- A cover letter with emotional appeal. Why does this matter to you?
- Photos of you with and without hair
- A copy of your diagnosis
- A prescription from your physician for your “cranial prosthesis” that also notes your specific condition as closely as possible
- Proof of purchase if you have already purchased your wig
- The store’s Vendor or Store Tax ID
Insurance Procedure Code (Commonly S8095 or Healthcare Common Procedure Code A9282)
First Things First: Get a Copy of Your Insurance Contract
Make Your Case
Submit Your Claim, Wait, Follow Up
What if My Claim For A Wig is Denied?
File An Appeal:
Address the letter to a specific manager in the Claims Department. You can obtain this information by calling the insurance company.
Write a letter asking for a review by the Medical Review Board.
Go into detail about the difference between a cranial prosthesis and a “fashion wig”. Also, feel free to include emotional details about your experience and why you feel that this is medically necessary.
Provide a copy of your original claims.
Include a letter from your employer, doctor, or friend that supports your need.
Questions? We're Happy To Help!
At Lynne's Wig Boutique, it's our goal to hold your hand through the wig buying process. It can be emotional and overwhelming. Let us help you pick out the perfect wig today. Stop into our American Fork location or visit our online store for a premier wig-shopping experience.